Is this the biggest Rip Off yet or what? Membership Information from 6th April 2009 Hi All We have finished putting together the membership package and here it is: Join today from just £4.98 per month and enjoy the following benefits: • The support of a large organisation that fights for your recognition in the spiritual industry in the eyes of the law • Access to our very competitive insurance premiums • The use of the organisation's letters after your name MGSW Member of the Guild of Spiritual Workers • A full colour professional monthly trade magazine • Legal Advice Helpline • Membership Card/Badge • Accountancy Advice Helpline • Health and Safety Advice Help • Various guides to self employment, sample disclaimers and updates on the law • Discounts over non members on forthcoming products and services still being negotiated on your behalf Individual membership Prices for individual membership are £90 per year and can be paid upfront by cheque, cash or postal order or can be broken down into more manageable monthly payments and paid by Standing Order. The deposit is £7.80 followed by 12 monthly payments of just £6.85. This represents great value for money and at no extra charge for the convenience of paying monthly Membership for couples The price for couples (those who are married or cohabiting) is £135 which represents even better value for money. As with individual membership it can be paid upfront by cheque, cash or postal order or it can be broken down into more manageable monthly payments and paid by standing order. The deposit is £15.60 followed by 12 monthly payments of just £9.95. This represents great value as individually it is equivalent to just £4.98 each per month. Again there is also no extra charge for the convenience of paying monthly. Standing Order We chose Standing Order over Direct Debit as this gives you control over the amount, date and duration of your payments. Standing Orders can also be more easily cancelled than Direct Debits. All you need to do is contact your bank and ask them to set up a Standing Order for the relevant amount payable on a date that suits you as long as the frequency is once a month at the stated amount. The SWA bank details to set the Standing Order up are on the membership application forms which will be available on the website early next week or from your Regional Organiser. Insurance Premiums Because of the way we now have to provide insurance the Insurance Premiums are a separate cost to actual SWA membership but still represent exceptional value for money. However, the insurance industry has raised insurance prices across the board this year by an average of 7% and the broker has also increased its prices. But we have managed to secure a low rate on your behalf because as a member of the SWA you are agreeing to adhere to the Code of Conduct. The Insurance prices will be posted on the website in the next few days. Please Note: you have to be a member to take advantage of these low insurance prices and if paying by standing order you will need to maintain the monthly premiums or run the risk of not being covered. If you cancel your SWA membership or let the payments lapse you will not be covered by the insurance company and any premiums paid will be forfeit. Legal, Accountancy, Health and Safety Advice Help Lines The help lines are a telephone service that you will need to be a member to use and you are restricted to three telephone enquires per year. This telephone time is equivalent to £120 of free advice. Although, to a certain extent, these changes were forced upon us, we have come to realise that this will enable the SWA to actually achieve all its stated aims and to give Spiritualistic Service Providers the professional credibility they deserve. With your support the SWA will set the standards for spiritual work for 2009 and beyond and become the organisation that others wish to emulate.